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Are You Living In Your Dream Home

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A home represents so many different things to each one of us. For some, a home may simply be an investment. For others, it may represent a sense of security or perhaps even success. For most, “home” is that special place where we raise our families, develop our dreams and nurture our souls. The types of homes that we love can vary from traditional Tudors to Townhomes to contemporary Ranches and everything in between! Some of us want big backyards with gorgeous gardens while others want cozy patios with little or no maintenance. Take a few minutes to think about your perfect “dream home” what do you see? A new Gourmet Kitchen? How about a state-of-the-art Home Theater? Or maybe a Private Workshop? Do you long for a larger home (with more room to breathe) or desire a “not so big home” (with less maintenance).

Are you living in your dream home today? If your answer is “no”, then ask yourself this important question “Why not”? With incredibly still favorable mortgage rates, the time couldn’t be better to follow your heart and pursue your dream home.

Currently, the average rate for a 30 year fixed mortgage is 6.75%. A year ago the average rate was around 6.0%. Although we still expect the 30 year fixed mortgage rate to average under 7% for the balance of 2006, there is strong speculation that the Federal Reserve Board will continue to raise interest rates sooner rather than later – especially given the current economy).

Based on historical trends, there’s compelling reason to believe that we won’t likely see rates at this level again in our lifetime. Did you know that a 1% increase in rates decreases your purchasing power by 10%? Wait a few more years and interest rates could easily climb to 10% (or more) which means significantly less purchasing power and significantly less house for the same mortgage money. Waiting could actually cost you the chance to buy your dream home.

When you think about the house that you live in now, do you believe that it has been a good investment for you? If so, why not allow yourself to consider the possibility of a new home – your dream home – as a sound investment for the future?

There is an ample inventory of wonderful homes for sale – right now; however, the real estate market is rapidly changing as savvy buyers move into the marketplace to take advantage of today’s incredibly low interest rates. So, if you’re thinking of moving, now is the time to get serious about finding your perfect home. That being said, we would love the opportunity to help you discover, live in and enjoy the home of your dreams.

As Eleanor Roosevelt said, “The future belongs to those who believe in the beauty of their dreams.” Truly, the time couldn’t be better to follow your heart and reach for your dreams.

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Kelli Lanphere: (303) 322-2210
Kelli@DiscoverDenver.com
RE/MAX Professionals RE/MAX of Cherry Creek, Inc.
3773 Cherry Creek Drive North
Suite #801, East Tower
Denver, Colorado 80209

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